Home Insurance

We all look for protection for the many cherished things in our life. Ensuring that you are properly protected is our business. Generally your home is the most valuable asset, both as an investment and as your refuge for your families. If your home is damaged, you want your claim settled as quickly as possible and an insurance company that understands this. All of our carries will work night and day to see that it happens. The Brockman Insurance Group will help you determine which of the companies will best meet your needs and provide you the most valuable combination of customized coverage evaluations, service and pricing.

Our Carriers offers a number of policy discounts designed to help you lower the cost of your insurance.To name a few:

• Age of Home credit
• A Monitored Burglar and / or Fire Alarm Systems
• Being Claim Free for the past three years
• Hurricane Shutters

Other advantages you can enjoy:

• Multiple Billing Options -including direct to your mortgage or title company
• Additional Living expense if your home becomes uninhabitable due to a claim
• Claim handed in a timely manor

Basic Coverage

A standard Homeowners, Dwelling Fire or Condominium policy protects the insured dwelling and contents from a variety of perils such as: Fire, Theft, Lightning, Vandalism, Windstorm, Hail, Explosions and Smoke, and many other causes of loss

The basic policy also provides coverage for:

Other Structures - insures other buildings or structures, like a garage or guest house, located on the premises. This coverage also covers fences, walls satellite dishes or other structures detached from the main home.

Personal and Legal Liability - provides coverage for claims filed as a result of accidental injuries to others and unintended property damage for which you become legally responsible.

Medical Payments - covers actual medical expenses for accidental injury to others caused by you regardless if you are legally liable.

Additional Living Expenses or Rental Value - pays any necessary increase in living expenses for you to live somewhere else while your home is being repaired as the result of a covered loss, if required. If the dwelling is insured as rental property, then you would be reimbursed for any lost rental income. This provision is subject to co-insurance on some policy forms.

Optional Coverage

A wide variety of optional coverage’s can be added to the standard policy. Two of the most popular are:

Scheduled Personal Property - provides stated amount coverage on an “all peril” basis for valuables.

Replacement Cost on Contents - replaces damaged or stolen household contents at today's retail prices regardless of their original cost to you.

Get a secure Home Insurance Quote.

We always encourage you to contact us with any questions or concerns.