Blog

The Florida Coverage Gap: What Your Home, Auto, Policies Might Be Missing Posted August 2025

We believe most people would agree that Florida is characterized by unique weather patterns throughout the year. Sometimes what you think may be a covered event really is not, or you may have damages that exceed your policy limits. These situations can be difficult for policyholders to accept.

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What does Boat Insurance Actually Cover? Posted July 2025

Florida, being the sandbar that it is, is surrounded by water and millions of boats. Having boat insurance in Florida is essential to protecting your investment both in and out of the water.

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Does Homeowners Insurance Cover Damage from Fireworks? Posted June 2025

Our nation’s celebration of independence day is almost here! July 4th is a time for parades, pool parties, barbecues and fireworks of course. Do you plan on launching your own fireworks? If so, you better keep reading…

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Umbrella Insurance Coverage Posted May 2025

Have you ever had an insurance claim where the costs exceeded your existing policy? Maybe you hosted a party in your home and somebody got hurt and now you are liable for their medical bills. Maybe your son or daughter caused a car accident and the repairs and medical bills are greater than what your auto insurance policy covers?

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Real Life, Real Claim….What We Have Learned From a Policy Holder Posted April 2025

Have you been asked by a friend to borrow your car? It happens all the time. What about the liability involved?

When it comes to home renovations, not only do you need to find the right qualified contractor, but you need to double and triple check they carry current liability insurance! Let us introduce you to our Central Florida customer who has a Florida homeowners insurance policy.

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Do you loan your car to friends? Does your auto insurance cover them if an accident occurs? Posted March 2025

Have you been asked by a friend to borrow your car? It happens all the time. What about the liability involved?

The good news is that if you willingly loan your car to somebody and they get into an accident with it, your auto insurance policy will likely cover the damages to your vehicle along with injuries. If your friend carries their own insurance, this greatly reduces your risk. If you find your friend is borrowing your car on a regular basis you may want to consider adding them to your auto insurance policy. If your friend does not carry their own auto insurance, you could be at risk for out-of-pocket expense if your policy limits become exhausted.

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Brockman Insurance Group

721 Maitland Ave
Altamonte Springs, FL 32701

 407-644-9991

 407-644-9992

  [email protected]